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DISCLAIMER
Miller
Wealth Management, LLC ("MWM") is a registered investment
adviser located in Salt Lake City, Utah. MWM and its representatives
are in compliance with the current registration requirements imposed
upon registered investment advisers by those states in which MWM
maintains clients. MWM may only transact business in those states
in which MWM is registered, or qualifies for an exemption or exclusion
from registration requirements.
MWM's
web site is limited to the dissemination of general information
pertaining to its advisory services, together with access to additional
investment-related information, publications, and links. Accordingly,
the publication of MWM's web site on the Internet should not be
construed by any consumer and/or prospective client as MWM's solicitation
to effect, or attempt to effect transactions in securities, or the
rendering of personalized investment advice for compensation, over
the Internet.
Advice
can only be rendered after the following conditions are met: 1)
The delivery of a disclosure statement, and execution of an investment
advisory and/or a financial planning agreement by the client and
the adviser; and 2) Initial payment of the planning fee or investment
advisory fee by the client to the adviser. Furthermore, the information
resulting from the use of tools, charts, graphs or other information
on this Internet site should not be construed, in any manner whatsoever,
as the receipt of, or a substitute for, personalized individual
advice from MWM, or from any other investment professional.
Any
subsequent, direct communication by MWM with a prospective client
shall be conducted by a representative that is either registered
or qualifies for an exemption or exclusion from registration in
the state where the prospective client resides. For information
pertaining to the registration status of MWM, please contact the
SEC or the state securities law administrators for those states.
A copy of MWM's current written disclosure statement discussing
MWM's business operations, services, and fees is available from
MWM upon written request.
MWM
does not make any representations or warranties as to the accuracy,
timeliness, suitability, completeness, or relevance of any information
prepared by any unaffiliated third party, whether linked to MWM's
web site or incorporated herein, and takes no responsibility thereto.
All such information is provided solely for convenience purposes
only and all users thereof should be guided accordingly.
Past
performance may not be indicative of future results. Therefore,
no current or prospective client should assume that future performance
of any specific investment, investment strategy (including the investments
and/or investment strategies recommended or undertaken by MWM) or
product made reference to directly or indirectly by MWM on its web
site, or indirectly via a link to an unaffiliated third party web
site, will be profitable or equal the corresponding indicated performance
level(s). Different types of investments involve varying degrees
of risk, and there can be no assurance that any specific investment
will either be suitable or profitable for a client or prospective
client's investment portfolio. Historical performance results for
investment indices and/or categories generally do not reflect the
deduction of transaction and/or custodial charges, the deduction
of an investment management fee, nor the impact of taxes, the incurrence
of which would have the effect of decreasing historical performance
results.
Certain
portions of MWM's web site (i.e. newsletters, articles, commentaries,
etc.) may contain a discussion of, and/or provide access to, MWM's
(and those of other investment and non-investment professionals)
positions and/or recommendations as of a specific prior date. Due
to various factors, including changing market conditions, such discussion
may no longer be reflective of current position(s) and/or recommendation(s).
Moreover, no client or prospective client should assume that any
such discussion serves as the receipt of, or a substitute for, personalized
advice from MWM, or from any other investment professional. MWM
is neither an attorney nor accountant, and no portion of the web
site content should be interpreted as legal, accounting or tax advice.
To
the extent that any client or prospective client utilizes any economic
calculator or similar device contained within or linked to MWM's
web site, the client and/or prospective client acknowledges and
understands that the information resulting from the use of any such
calculator/device, is not, and should not be construed, in any manner
whatsoever, as the receipt of, or a substitute for, personalized
individual advice from MWM, or from any other investment professional.
Each
client and prospective client agrees, as a condition precedent to
his/her/its access to MWM's web site, to release and hold harmless
MWM, its officers, directors, owners, employees and agents from
any and all adverse consequences resulting from any of his/her/its
actions and/or omissions which are independent of his/her/its receipt
of personalized individual advice from MWM.
ACCESS
TO THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND
WITHOUT ANY WARRANTIES, EXPRESSED OR IMPLIED, REGARDING THE ACCURACY,
COMPLETENESS, TIMELINESS, OR RESULTS OBTAINED FROM ANY INFORMATION
POSTED ON THIS WEBSITE OR ANY THIRD PARTY WEBSITE LINKED TO THIS
WEBSITE.
CONFIDENTIALITY
POLICY
Miller
Wealth Management, LLC is committed to safeguarding the confidential
information of our clients. We hold all personal information provided
to our firm in the strictest confidence. We consider it a privilege
to work with our clients to help them meet their financial needs.
We recognize that this is a privilege that comes with responsibility
- a responsibility to maintain the confidentiality of the personal
information that they share with us. We take this responsibility
very seriously.
To
conduct regular business, we may collect nonpublic personal information
from sources such as on applications or other forms provided by
our clients to us or information about their transactions with other
affiliates. As Miller Wealth Management, LLC shares nonpublic information
solely to service our client accounts, we do not disclose any nonpublic
personal information about our clients or former clients to anyone,
except as permitted and/or required by law. Miller Wealth Management,
LLC employees and contractors are bound by strict confidentiality
agreements and any misuse of client information will be grounds
for disciplinary action up to and including termination. Furthermore,
client information at Miller Wealth Management, LLC is made available
to employees only on a need-to-know basis.
At
times, we may disclose nonpublic personal information to nonaffiliated
third parties. We may disclose nonpublic personal information about
our client to the following types of non-affiliated third parties:
Shareholders Service Group and other money management institutions
in order to maintain our clients' accounts; financial service providers
such as mortgage brokers, insurance companies, banks, attorneys,
accountants, and actuary firms (only with a client's prior authorization);
or service providers that assist us with information systems management,
account reconciliation and report production services, and secure
document destruction, retention, and storage to facilitate our normal
business operations.
Internet
cookies are a feature of web browser software that can gather information
about website visitors and allows web servers to recognize the computer
used to access a website. Miller Wealth Management, LLC uses cookies
to enhance your visit to our website.
Miller
Wealth Management, LLC is committed to maintaining the confidentiality,
integrity, and security of the personal information that is entrusted
to us by our clients. Except as described above, Miller Wealth Management,
LLC does not share client information. However, if information is
requested by subpoena or investigation of fraudulent activity, etc.
we may be required by law to comply. We will not rent, sell, trade,
or otherwise release or disclose any personal information about
our clients. Any information that our clients provide to us is for
Miller Wealth Management, LLC's use only. If our clients decide
to close their account(s) or become an inactive client, we will
adhere to these privacy policies and practices.
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